SALIENT FEATURES

1. 1. Audit classification: A .
   2. Direct Aadhaar Linked Subsidies.
   3. Member of CIBIL, CRIF HIGHMARK, EQUIFAX & EXPERIAN.
   4. Direct RTGS / NEFT facilities without charges.
   5. Free SMS Alerts.
   6. Dividend on shares @ 18% since 1997-98.
   7. Attractive Loan and Deposit schemes.
   8. Mostly self-acquired premises.
   9. No renewal  / pre-closure charges for loans.
   10. No documentation /Mortgage/Commitment/File charges.
   11. No processing fees.
   12. Locker facility available at Darya Ganj, Sarita Vihar, Patparganj  &  Pitampura Branches.
   13. High CRAR.
   14. Liquidity position is high.
   15. One of the Highest Earning Co-operative Banks in NCT of Delhi.
   16. Sanction and disbursement of non-commercial vehicle loan within 48 hours.
   17. Incentive of 0.50% interest  if utilization of cash credit / overdraft facility (against immovable property) is more than 50% (on quarterly average).